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International banking

Accounts and services designed to make expat life easier.

Whether you're living abroad, or have other international banking needs, our Expat Bank Account is your passport to better global banking.

Saving, sending and growing your money

We know moving overseas is complicated, but international banking doesn't have to be. Once you've got an Expat Bank Account, there's a world of other options to explore.
Your money deserves its own passport. Unlock a world of benefits with a Global Money Account.
Save in up to 19 currencies with our range of instant access and fixed-term savings accounts for expats.
Explore our range of savings and current accounts available in USD.
Everything we do is dedicated to growing, managing and protecting your assets.

International services

HSBC accounts around the world? We've made moving money between them simple with our Global View and Global Transfer services.
Payments and transfers to and from your Union Trust accounts.
From simple currency transactions to complex international financial management, FX services help you capitalise on our global expertise.

Find out more about international banking

An offshore, or overseas, bank account is one that you have in a country you don't reside in. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies.
Exchange rates are constantly moving, based on supply and demand. Whether one currency is in higher demand than another, depends on the perceived value of owning it - either to pay for goods and services, or as an investment.
With a limit order in place, you won't need to monitor the market - you can sit back and wait for the trade to happen.

Before you head off somewhere new, read our 10-step guide to moving abroad to make sure you've got everything covered.

  1. Research where you're going
  2. Check the country or region's entry requirements
  3. Work out your moving costs
  4. Build up your savings
  5. Figure out how you'll manage your money
  6. Think about where to live
  7. Get ready for work
  8. Research schools
  9. Gather your essential documents
  10. Plan ahead
If you've got an international lifestyle, a non-resident bank account could make it easier to manage your money.